KeyLife Financial Group


The Key to your Financial Future

816-825-3709 |

Types of Insurance

Life insurance is a KEY step in planning for your family’s future so, it is important to know what you are purchasing...


What is the difference Term Insurance vs. Whole Life?


Term Insurance Offers: 

- Guaranteed death benefit for a fixed period of time (usually 10, 20, or 30 years)

- Coverage for a fixed period of time ("Term")

- Premium (amout you pay for your policy) can increase


- Sometimes convertible to permanent coverage 

- Relativley inexpensive 


 Whole Life Insurance Offers: 

- Guaranteed death benefit

- LIFETIME Coverage (as long as premiums are paid)

- Level premium that is guaranteed never to change

- Guaranteed CASH VALUE that is earned 

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